Penske Scion of Rancho Santa Margarita
22722 Avenida Empresa, Rancho Santa Margarita, CA 92688 PHONE: 800-913-4891 CONTACT US

Finance Rates

*** All Scion dealers set their own finance rates***

Scion Dealership - Print
Finance
Description    
Finance Rates 60mo/66mo/72mo/75mo/84mo  
Zone 1+ Fico 720+  4.25 APR/ 4.55 APR/ 4.6 APR/ 5.10 APR/ 6.35 APR  
Zone 1 Fico 719-690

 5.50 APR/ 5.50 APR/ 5.9 APR/ 6.40 APR/ 7.35 APR

 
Zone 2 Fico 689-670

 7.55 APR/ 7.55 APR/ 8.05 APR/ 8.05 APR/ N/A

 
Zone 3 Fico 669-650  9.65 APR/ 10.15 APR/ 10.65 APR/ 10.65 APR/ N/A  
Zone 4 Fico 649 -630  11.89 APR/ 11.89 APR/ 12.89 APR/ 12.89 APR/ N/A  
Zone 5 Fico 629 -610  13.65 APR/ 13.9 APR/ 14.40 APR/ 14.40 APR/ N/A  
Zone 6 Fico 609 -580

 16.65 APR/ 17.00 APR/ 17.40 APR/ 17.40 APR/ N/A

 
Zone 7 Fico 579 -520  20.90 APR/ 21.15 APR/ 21.40 APR/ 21.40 APR/ N/A  
Available with approved credit    
Certified Pre-Owned Rates  60mo/66mo/72mo/75mo/84mo  
Zone 1+ Fico 720+  4.25 APR/ 4.55 APR/ 4.60 APR/ 5.10 APR/ 6.35 APR  
Zone 1 Fico 719-690  5.50 APR/ 5.50 APR/ 5.90 APR/ 6.40 APR/ 7.65 APR  
Zone 2 Fico 689-670  7.55 APR/ 7.55 APR/ 8.05 APR/ 8.05 APR/ N/A  
Zone 3 Fico 669-650  9.65 APR/ 10.15 APR/ 10.65 APR/ 10.65 APR/ N/A  
Zone 4 Fico 649 -630  11.89 APR/ 11.89 APR/ 12.89 APR/ 12.89 APR/ N/A  
Zone 5 Fico 629 -610  13.65 APR/ 13.90 APR/ 14.40 APR/ 14.40 APR/ N/A  
Zone 6 Fico 609 -580  16.65 APR/ 17.00 APR/ 17.40 APR/ 17.40 APR/ N/A  
Zone 7 Fico 579 -520  20.90 APR/ 21.15 APR/ 21.40 APR/ 21.40 APR/ N/A  
Available with approved credit    
Lease Factors    
Zone 1+ Fico 720+     up to 60 months    .00235 money factor  
Zone 1 Fico 719-690 up to 60 months    .00245 money factor  
Zone 2 Fico 689-670 up to 60 months    .00290 money factor  
Zone 3 Fico 669-650 up to 60 months    .00380 money factor  
Zone 4 Fico 649 -630 up to 60 months    .00430 money factor  
Zone 5 Fico 629 -610 up to 60 months    .00510 money factor  
Zone 6 Fico 609 -580 up to 60 months    .00570 money factor  
Zone 7 Fico 579 -520 up to 60 months    .00690 money factor  
Available with approved credit    
Scion xB and xD New Vehicle Protection Plans Years/Miles/Price  
Platinum Protection - $50 Deductible 3yr/50K=$1075, 3yr/80k=$1100, 4yr/65K=$1125, 4yr/100k=$1250, 4yr/125k=$1375, 5yr/60k=$1125, 5/80K=$1175, 5yr/100k=$1350, 5yr/125k=$1500, 6/75K=$1225,  6yr/100K=$1450, 6yr/125k=$1725, 7yr/75K=$1300, 7yr/100K=$1600,7yr/125k=$1850, 8yr/75k=$1425, 8yr/100k=$1750, 8yr/125k=$2100
Platinum Protection - $0 Deductible

3yr/50K=$1125, 3yr/80K=$1150, 4yr/65K=$1175, 4yr/100K=$1300, 4yr/125K=$1425, 5yr/60K=$1175, 5yr/80K=$1225, 5yr/100k=$1400, 5yr/125k=$1550, 6yr/75k=$1275, 6yr/125k=$1775,   7/75k=$1350,   7/100k=$1650, 7yr/125k=$1900, 8yr/75k=$1475, 8yr/100k=$1800, 8yr/125k=$2150,

Gold Protection - $50 Deductible 3yr/80K=$1150, 5yr/60K=$1150, 5yr/80K=$1200,  5yr/100K=$1300, 6yr/75K=$1225, 6yr/100K=$1325, 7yr/75K=$1275, 7yr/100K=$1425
Gold Protection - $0 Deductible 3yr/80K=$1200, 5yr/60K=$1200, 5yr/80K=$1250, 5yr/100K=$1350, 6yr/75K=$1275, 6yr/100K=$1375, 7yr/75K=$1325, 7yr/100K=$1475
Powertrain Protection - $50 Deductible 6yr/100K=$1225
Powertrain Protection - $0 Deductible 6yr/100K=$1275
Scion tC New Vehicle Protection Plans Years/Miles/Price  
Platinum Protection - $50 Deductible

3yr/50K=$1175,  3yr/80K=$1225, 4yr/65K=$1250, 4yr/100K=$1375, 5yr/60K=$1250, 5yr/80K=$1300,  5yr/100K=$1500,  5yr/125k=$1675, 6yr/75k=$1350, 6yr/100k=$1650, 6yr/125k=$1950, 7yr/75k=$1475, 7yr/100k=$1800, 7yr/125k=$2075, 8yr/75k=$1575, 8yr/100k=$1950, 8yr/125k=$2375

 
Platinum Protection - $0 Deductible 3yr/50K=$1175, 3yr/80k=$1275, 4yr/65K=$1300, 4yr/100K=$1425, 4yr/125K=$1575, 5yr/60K=$1300, 5yr/80K=$1350, 5yr/100k=$1550, 5yr/125k=$1725, 6yr/75k=$1400, 6yr/100k=$1700, 6yr/125k=$2000, 7/75k=$1525, 7/100k=$1850, 7yr/125k=$2125, 8yr/75k=$1625,8yr/100k=$2000, 8yr/125k=$2425  
Gold Protection - $50 Deductible 3yr/80K=$1150, 5yr/60K=$1150, 5yr/80K=$1200, 5yr/100K=$1300, 6yr/75K=$1225,  6yr/100=$1325, 7yr/75K=$1275, 7yr/100K=$1425  
Gold Protection - $0 Deductible 3yr/80K=$1200, 5yr/60K=$1200, 5yr/80K=$1250, 5yr/100K=$1350, 6yr/75K=$1275, 6yr/100K=$1375, 7yr/75K=$1325, 7yr/100K=$1475  
Powertrain Protection - $50 Deductible 6yr/100K=$1225  
Powertrain Protection - $0 Deductible 6yr/100K=$1275  
Other Products

 

Karr Alarm

Lojack Basic

Lifetime Guarantee Lojack

Early Warning Lojack

Finishing Touch Multishield

with 3 year warranty

with 5 year warranty

 

Toyota Auto Care Premium

 

$599.00

$699.00

$799.00

$1099.00

$549.00

$599.00

$699.00

 

$1395.00

Guaranteed Auto Protection (GAP) Depending on the term of the finance or lease contract $795.00

 

APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.

Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.

 

 

 

 

The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.

Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details.

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